Finding an Auto Insurance Company - Top 7 Car Insurance Companies

When searching for a car insurance company it is important to shop around and compare many different companies. Look for a well known company with a good reputation that has great customer service and that handles claims quickly.

Here are some of the top car insurance companies in the nation and some useful facts about each one that can help you make an informed decision when shopping for a car insurance policy.

1. Progressive Auto Insurance

Progressive is one of the largest auto insurance providers in the country and they have been in the insurance industry for over 70 years.

Their website offers 24 hour a day online claims reporting and policy service and management for the convenience of their customers.

In 2008, Progressive was put in 1st place for positive online customer experiences by The Customer Respect Group.

2. Nationwide Auto Insurance

Nationwide is another one of the largest financial service providers in the country. They have over $161 billion in assets.

Nationwide was ranked #108 on the Fortune 500 list.

Nationwide also has an online insurance claims center and a toll free number that customers can call 24/7 to file a claim.

3. GEICO Auto Insurance

GEICO is a large, well known company that has an excellent reputation for customer service.

They also offer many discounts to their customers such as an anti theft discount, college graduate discount, good student discount, military discount, driver's education discount, defensive driving discount and many more.

A.M. Best gave GEICO an A++ rating, which is their highest rating, for financial stability. GEICO has been in business for over 70 years.

4. Travelers Auto Insurance

Travelers took the #93 spot on the Fortune 500 list. They received an A+ financial strength rating from A.M. Best.

They also offer their customers many discounts such as a multi car discount, hybrid auto discount, good student discount, and a good driver discount.

Travelers Insurance is also a very large company. They have representatives in every state, Canada, Ireland, and the U.K.

5. Allstate Auto Insurance

Allstate is another top auto insurance company. They were given an A+ rating by A.M. Best for financial strength.

Allstate has many different programs that their customers can choose from. They have an Accident Forgiveness Program that keeps your car insurance rates from going up if you are in an accident and even if it is your fault. They also have a safe driving bonus. This allows you to earn a check for up to 5% of your premium for every six months that you are accident free.

Allstate offers 24/7 claims service online or by telephone.

6. Amica Auto Insurance

Amica is a mutual insurance company that was founded in 1907, making it the oldest mutual auto insurance company in the U.S. Amica does business in every state except Hawaii.

Amica received an A.M. Best rating of A++, which is their highest rating. J.D. Power and Associates has named Amica the highest in customer satisfaction for nine years in a row.

7. Liberty Mutual Auto Insurance

Liberty Mutual is a large mutual insurance company with over 900 offices around the world. Liberty Mutual went national in 1994, and now operates in more than twenty countries.

Liberty Mutual was given a score of A by A.M. Best for their financial strength.

Compare quotes from top insurance companies to make sure that you are getting the best auto insurance policy at the lowest rates possible. It is always important to do research and shop around when looking for a car insurance policy.

Save Time and Money With Geico Auto Insurance

Geico auto insurance is well known for excellence when it comes to providing consumers with good, affordable plans. One of the largest companies in North America, Geico is becoming increasingly popular year after year. Once, this service was only available to government employees, and now it's readily available to anyone who needs it.

There are plenty of ways to save on insurance by going with this company. Geico provides drivers all across the country with access to the best plans out there. Sure, other companies provide similar services, but none of their customer satisfaction rates can compete with Geico's 97%! Anybody seeking a new plan should do so through Geico.

Finding new car insurance can be a challenging task. Prices go up each year, and not everyone can qualify for discounts. Those that do often don't know how to go about getting discounts. There are dozens of different companies and countless plans to look through. On top of that, applying for insurance can be a daunting task as well.

Thankfully, Geico auto insurance makes getting plans easier. There are many ways to save money with this company, and repeat customers are rewarded greatly. The customer service is top-notch, therefore the majority of car owners are always pleased with everything Geico provides for them. Applications can be filled out online, and those who are accepted can manage their accounts through the official website.

Out of all different companies and plans out there today, Geico auto insurance is always on top of all the latest developments in technology, and therefore is able to provide consumers with mobile phone updates and billing information!

With Geico auto insurance you'll have control over your account. In addition to saving a lot of money with Geico, you'll also have less hassles and stress to deal with. Get yourself some quotes right now to find out your options!

GEICO Car Insurance Company Review - GEICO Auto Insurance Guide

What do a talking gecko and cavemen have in common? Both have become household names, representing just how easy it is to get great auto coverage with GEICO car insurance company. What started in the mid-1930s, the Government Employees Insurance Company (GEICO), has become one of the most well-known and highly respected companies in the nation.

With all the auto insurance companies out there, what makes GEICO so special? Well, other than their spokes-gecko-man, they really do have a lot to offer their customers. Leo Goodwin, founder of GEICO, and his wife Lillian worked hard at bringing low costs to specific target groups, while still being able to make a profit. Today, GEICO car insurance company's policyholders still receive excellent coverage, low prices and outstanding customer service, due to the options and services GEICO offers.

Attention

Unlike some insurance companies that close during certain hours of the week, GEICO auto insurance company provides 24-hour service, 7 days a week, 365 days a year. This means, there will always be a representative there to help you no matter what time of the day your accident occurs. Even if you're just in need of some answers, one of GEICO's highly trained representatives will be there to put any of your questions to rest, so you can have peace of mind about your auto or property coverage.

Multi-Coverage

Not only does GEICO car insurance company give your car protection, it gives protection to your motorcycle, ATV, boat, home, mobile home and apartment. Other great bonuses they offer are flood and life insurance, as well as umbrella protection. What umbrella protection does is add an additional layer of protection on top of the liability that comes with your standard policies.

Moving overseas or just going on vacation? GEICO will also take care of getting whatever you need insured. International Insurance Underwriters Inc, a subsidiary of GEICO, will make sure you have everything needed for crossing the border.

Financial Strength

In all reality, when an insurance company isn't financially stable, they will not be able to cover payment of your claim. Not only does that cause you unnecessary frustration, but it also causes you to pay out of pocket. With GEICO auto insurance company, your mind can be at ease. GEICO has received some of the highest ratings from Standard and Poor's, Moody's and A. M. Best. The American Customer Satisfaction Index even rated GEICO as the number one property casualty insurer in the nation.

Discounts

The discounts GEICO offer vary, from vehicle discounts to individual discounts. GEICO auto insurance company offers special discounts for students, seniors, federal workers and people serving in the military.

Privileges Plan and Other Programs

Signing up for the GEICO Privileges allows you to save money at certain brand-name retailers for your home, automobile, shopping, entertainment and travel needs.

Some retailers you can start saving with thanks to GEICO Privileges Program are:

• AutoSport
• Barnes & Noble
• Alamo
• Target.com
• Direct TV
• 1-800-flowers.com
• JC Penney Portraits

To find more participating retailers, visit the GEICO website.

Other programs GEICO car insurance offer, are the Military Program and Federal Program.

Working hard to "serve those who serve," GEICO has a created the Military Assistance Team (MAT), staffed with individuals who have served our country. These individuals are dedicated to helping those that serve in all branches of the military find the best fit when it comes to insurance.

Originally created to insure federal employees, GEICO has worked over the past 60 years and strengthening that relationship. Today, their federal program participates in the following organization and programs.

• GEICO Public Service Awards (GPSA)
• GEICO Federal Leave Record Cards
• Health and Safety Fairs
• Combined Federal Campaigns
• Child Seats
• Public Employee's Roundtable
• Federal Employee Education and Assistance Fund

Compare Quotes From GEICO with Quotes From Other Insurers

With all the auto insurance companies out there, it can be very tedious picking the one that works best for you and your needs. Due to its high ratings and excellent customer service, GEICO car insurance company is definitely worth checking out.

Help You Compare Auto Insurance

With the busy lifestyle of today, you can hardly find the time to call every single insurer in order to compare insurance quote offered. Luckily, technology has simplified the entire ordeal. Nowadays, it is possible to compare insurance companies online and get the best offer available. Furthermore, the process is simple and fast thanks to, online insurance comparison companies.

First of all, you need to have a list of potential insurance providers you can consider as you compare insurance quote. They should be at least five so that you have a choice of diverse insurance policies to consider. Search for reliable insurance providers online by going through a number of forums and reviews. If most of the opinions from previous customers are positive then the insurance provider is likely to be a reliable one. Remember though that you must take your time to go through their sites and look at their specifications. This will make it easier for you when it comes to comparing car insurance.

Secondly, you can get a quote from the insurer's website. This is what you will use to compare insurance quote given by that provider. You simply log in to their website and submit your details as requested and a suitable quote will be prepared and sent back to you in a few minutes. You can be requested to submit your car model, age, driving history, address along with other intricate details that may affect the insurance policy. At this juncture, make sure you submit accurate information since the resulting quote will be very useful in comparing car insurance.

The resulting quote is now an important asset to help you determine the best insurance policy. The quote will have utilized the details earlier submitted to come up with an insurance policy that is within your budget and covers most if not all your insurance needs. If the quote is unsatisfactory, you can choose to visit another insurer's site and ask for their quote. Use the two quotes to compare insurance companies with the best offer for your situation. You have the freedom to consider all your potential insurers before making a final decision. After all, this is what comparing car insurance entails.

The greatest task is in coming to a conclusion on the most favorable insurance policy. With a number of quotes at hand, how do you determine the most suitable policy? You need to compare auto insurance prices but also considering the level of coverage being offered. You can come across a relatively cheap insurance company but it does not offer comprehensive coverage of most risks.

Start off by going through each quote and analyzing them considering your previously laid down preferences. If you really need damage insurance, then you need to consider getting a policy that covers such risks. However, the most important thing to consider as you compare car insurance rates is that, the policy will be able to fit in well with your finances. Never make the mistake of getting an insurance policy you cannot afford, while there are thousands of options that you can.

Car Insurance: Factors

The amount you pay for your auto insurance depends on several factors, including your age, gender marital status, where you are and what you are driving. You can't change your age or gender, it wouldn't be cost-effective to move off to another state to save a few bucks. The easiest ways to start saving is to choose a more economical vehicle that costs less to insure and to be a safer driver.

First, your vehicle is a big determining factor in how much you pay.Having a hot rod or a big Hummer may be a great status symbol, but it is a hefty price to pay for such luxury. When insurance companies make premiums they base part of what you pay on the price of the vehicle, and part on how expensive it is to be repaired. Vehicles which are the targets of theft also can factor in to the cost of your premium. How much each is factored in can depend on your insurer as well, so this is not a concrete formula on your car insurance premium.

Next, there are things you just can't control. Even though these factors are the ones you can control the least, they have the greatest control on your insurance rates. For example, single males under the age of 25 pay the highest rates. I know this personally because I am 26, and the decrease was a great relief! The rates are so high for that demographic because statistically they are in the most wrecks. Since I became married to my wife in 2010, I got to enjoy another decrease as well, as married men are cheaper to insure than single. (I wonder why, no more girls to impress...) Don't look so smug so quickly, ladies, as some states have adopted rates not based on age or gender, and this has caused the rates for the fairer sex to increase. At least this is a legitimate complaint you can raise about men and how we are making it harder on your lives.

These are not the only factors that determine your rates. Unfortunately your driving record is a contributing factor as well, and thus drivers with spotless records pay the least, and your future destruction derby driver will cause you to pay the most. Maybe he'll invent a great product one day or get a great career to pay you back for all those wrecked vehicles he accumulated learning to drive.

Where you live can also affect your insurance premiums. More densely-populated metropolitan areas have far more accidents than rural environments, so you pay more for being in a busier city. Makes that more rural, country area sound better and better, doesn't it.

Remember, don't go crazy choosing coverage. Everyone is quick to tell you how crazy and dangerous it is to be uninsured, but on the other side of the coin, it is just as crazy to have too much coverage as well. Even though the minimum requirement for state insurance is not nearly enough in most cases, there are ways to keep from getting the top-notch coverage while still keeping your possessions safe in the event of an accident.

A good rule of thumb to have is, "If you have more, get more insurance." Just like how you struggled with choosing your car, its insurance is just has hard to decide on. Polls taken from surveys say that you could be paying up to $1000 more annually for the same coverage another company could give you. It never hurts to ask, and shopping around with some of the independent companies may save you more than the big names, and give you the same coverage.

There are ways to lower your premiums. First, drive safely, by avoiding collisions and tickets from traffic violations, most companies will offer compensation by giving certain "safe driving" discounts.

Maintaining good credit is becoming a growing trend to consider a person's credit score when making premiums and setting payment rates. The higher your score the better.

Try dropping unnecessary extras. Things like costs for towing or replacement rental car expenses during repair work may sound like small things, but if your warranty covers these with roadside assistance, you're paying twice for something you may only need once.

Increasing your deductible. This may sound counterproductive, but increasing your deductible lowers your rates! Of course you're paying more for when a collision occurs, but the savings on every premium payment allows you room to put back a little bit each time in a savings account for those times you have to foot the bill when a wreck does occur.

There's always checking your other options. The old rule is, "Look but don't touch." So what's the harm in shopping around? Your situation may change so why not change policies if the grass really is greener? With technology breeding more companies who will give you phone or online rates, it's easier than ever to compare.

Helpful Automobile Services

Many drivers have experienced car troubles that caused them to spend a couple of hours on the side of the road waiting for help to come along. Thanks to the cell phone and the kinds of additional benefits you can get from your auto coverage, the car trouble that may leave you stranded is not such a big issue anymore.
Most drivers know the importance and the peace that is associated with having auto coverage in place at the time of an accident. The money you could save could be substantial, especially if the other driver involved is hurt. The other vehicle may also have damages you would be responsible for as well. This is the greatest service your insurance policy offers you.

Other kinds of benefits come with maintain your coverage also. If your car is stalled and will not crank, consider the consequences if you have children or someone sick along with you. Making sure you are never left for too long on the roadway starts with adding towing services on your policy.
If your car is totaled or damaged enough in a wreck that you are unable to drive it, think about how no transportation can affect your life. You could lose your job if you are out too many days. Most people also cannot afford to lose time from their job. Be sure to have your agent explain about the part of your coverage that would cover the cost of a rental car.

The amount of your deductible is the part you will need to pay before damages on your vehicle are taken care of. The cost after your deductible amount is paid by your insurance company. However, you might think about talking to your company about the body shops they recommend in your area for getting the best work done.

Personal injury protection is an important type of coverage. However, you will need to talk to your agent to make it is added to your policy. This coverage would pay for loss of wages and medical bills accrued due to you being injured in an accident. Other expenses such as child care can also be paid through this coverage.
The car insurance services you need are necessary for you to maintain peace of mind. You never know when you may be involved in a wreck that could be life altering. Making sure you have adequate coverage for these times is important.

Single Mothers Health Insurance

Getting the best health insurance for single moms is very important and it is available to all, especially if you have got kids. Living your life without health insurance can put you in a difficult situation if you get sick, even if you are not a single mother, so its essential to have an insurance policy, just in case.


There are two health plans to consider for proper insurance coverage:
1. 'fee for service' and
2. managed care plans.

The difference between the plans is that through the pay-as-you-go health plan, you pay for healthcare only for as long as you want to be insured, and the other is a managed care plan, which involves a monthly premium. Although, the managed care plan costs less, you don't choose your own medical provider outside of the internal list. This may not appeal to everyone, so be sure you work out which one you want to join.

The Government Aid Programs
Although you will need to go through some sort of qualification process, the federal government and state government provide some form of health insurance for single moms. The main program is called Medicaid. The main health program for children is CHIP (Children's Health Insurance Program). These are family oriented programs for those who cannot afford the cost of private health insurance.

Each US state has its own office with which you need to contact in order to apply. To be eligible, you will need to include the details of your income and the number of persons in your family. With the CHIP and the Medicaid Programs, you could expect to have dental care, visit to doctors, immunizations and medications covered under the policy. Hospitalization is generally included as well as health care for special needs of children. It can happen that you should share some fees but often the programs are designed to afford these things.

Unfortunately in life, you do not know what is around the corner. That is why it is necessary to have a health insurance program for yourself and your children. When you don't have one, this can be a big disadvantage to yourself and your family. The government finds a way to help these people and ensures they have the right coverage they need.